Structured Settlement Services
John Darer provides a comprehensive range of structured settlement and settlement planning services to litigating parties and their attorneys. Below is a tour of the services we offer. Click any service to learn more.
Structured Settlements
A structured settlement is a negotiated financial or insurance arrangement whereby a claimant agrees to resolve a personal injury tort claim by receiving part or all of a settlement in the form of periodic payments on an agreed schedule rather than as a lump sum.
Structured Attorney Fees and Attorney Fee Deferred Compensation
Attorneys can defer their contingency fees using a structured attorney fee arrangement, allowing them to spread income over time and potentially reduce their tax burden. John Darer has extensive experience structuring attorney fees for plaintiff attorneys.
Structured Medicare Set Aside (WCMSA, LMSA, NFMSA)
A Medicare Set-Aside (MSA) is a financial agreement that allocates a portion of a workers' compensation or liability settlement to pay for future medical services related to the injury, illness, or disease. Structuring the MSA can save 20–30% compared to a cash MSA.
Employment Settlements
Employment-related settlements involving claims such as discrimination, wrongful termination, or harassment can often be structured to provide tax-advantaged periodic payments, depending on the nature of the damages.
Wrongful Conviction Structured Settlements
Under IRC 139F, compensation received by a wrongfully convicted individual is excluded from gross income. Structuring these settlements can provide long-term financial security for exonerees.
Intellectual Property Structured Settlements
Settlements involving intellectual property disputes — including patent, trademark, and copyright infringement — can be structured to provide ongoing periodic payments to the prevailing party.
Construction Defects
Construction defect claims can be resolved through structured settlements, providing claimants with a reliable income stream to fund repairs and address ongoing needs arising from defective construction.
Long Term Disability Structured Settlements
Long term disability claims can be resolved through structured settlements, providing claimants with periodic payments that replace lost income and address ongoing care needs.
Matrimonial/Divorce/Division of Assets
Structured settlements can be used in matrimonial matters to fund property settlements, alimony, or child support obligations, providing financial certainty for both parties.
Workers Compensation
Workers compensation claims can be resolved through structured settlements, providing injured workers with a reliable income stream and addressing future medical needs, including Medicare Set-Aside arrangements.
Solutions for Commercial Settlements and Other Taxable Damages
Commercial disputes and other taxable damage claims can be resolved through structured settlements, providing defendants with cost savings and plaintiffs with a reliable payment stream.
NY CPLR 50A and 50B Structured Judgment Projections and Calculations
John Darer provides structured judgment projections and calculations under New York CPLR Articles 50A and 50B for medical malpractice, wrongful death, and personal injury cases.
Insurance Brokerage
As a licensed insurance broker, John Darer works with multiple life insurance companies to obtain the most competitive annuity quotes for structured settlement funding.
Trust Planning
Structured settlements can be coordinated with special needs trusts and other planning vehicles to ensure that settlement proceeds do not disqualify recipients from government benefits.
Questions? John Darer provides structured settlement broker services where insurance licensed; however, questions are welcomed from anywhere. Contact us today.
John Darer provides structured settlement broker services where insurance licensed however, questions are welcomed from anywhere. John Darer holds insurance licenses in NY, CT, NJ, PA, AK, AL, AZ, CA, CO, DE, FL, GA, HI, IN, IL, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, NE, NH, NM, NV, OH, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WI, WV and Washington DC. Last updated January 26, 2026